About Billy Davis
My name is Billy Davis, and I am a high octane mortgage lender, a devoted family man, an avid sportsman and community oriented. After a 15-year career spent helping many families get their dream homes, I joined On Q Home Loans., a company on the cutting edge of the mortgage industry. I head up Team Davis at On Q Home Loans, and we are committed to our clients' best interests and to ensuring their mortgage process is easy, simple and expedient. If you are looking for the best solution to your mortgage needs, call me at 864-884-0945 (mobile) or 864-214-3580 (office). I believe what makes me successful is that I listen to my clients' needs and then formulate solutions specific to their financial goals. I'm proud of my concern and attentiveness to my borrowers; this is matched only by my attitude of Do the Right Thing Every Time. As founder of Team Davis, I am excited to be a part of your journey to home-ownership. My team's knowledge, dedication to the industry and devotion to our clients sets us apart in today's mortgage lending environment. We are passionate about what we do and how it positively impacts our clients, their families and our community. After graduating Clemson University with a degree in Biological Science, I entered the work force. My mother saw my potential and persuaded me to join her in the mortgage business at PNC Mortgage. I agreed to a one year commitment, and the rest is history. Now, I am married to my lovely wife, Amy, and our lives are enriched by our children, Grace, Cooper and Benjamin. Our family activities include dance recitals and baseball games. I enjoy fishing, whether in a pond, a lake or the deep blue sea. I particularly enjoy bass fishing. I love basketball, though I do more watching than playing now, and I'm a Clemson football enthusiast. I am involved in community activities and teach fourth grade boys at Grace Church.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. On Q Home Loans cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact On Q Home Loans for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. On Q Home Loans does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by On Q Home Loans. On Q Home Loans its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 528 Howell Road, Suite 18 Greenville SC, 29615
