I understand that the home loan process can be stressful and often an overwhelming experience. Whether I am working with a first-time buyer or a seasoned borrower, I rely on my years of lending expertise to guide you through On Q Home Loans' Mortgages Simplified™ process. I pride myself on my honesty, open communication, and accessibility. I make myself available to my clients even outside of regular business hours. My number one goal is to become your trusted mortgage consultant for life by providing an unparalleled level of service.

VP of Mortgage Lending

Paul Armstrong is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (865) 346-5256 for more information!

Paul Armstrong at ON Q Home Loans (NMLS #273550)

Sales Manager

Dwight Millard is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Dwight is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dwight at (817) 840-2919 for more information!

Dwight Millard at ON Q Home Loans (NMLS #241259)

Area Manager

Ross Stifflemire is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Ross is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ross at (346) 385-0822 for more information!

Ross Stifflemire at ON Q Home Loans (NMLS #2285239)

The home loan process doesn't have to feel overwhelming. Whether you're a first-time buyer or a seasoned homeowner, I'm here to guide you every step of the way with On Q Home Loans' Mortgages Simplified™ process.


I'm committed to honest communication, accessibility, and making the experience as smooth as possible. My goal is to earn your trust and be your go-to mortgage consultant for years to come.

VP of Interstate Sales and Onboarding

Holly St Germain is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Holly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Holly at (805) 667-7021 for more information!

Holly St Germain at ON Q Home Loans (NMLS #257841)

Associate VP of Mortgage Lending

Kinderly Murphy is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Kinderly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kinderly at (775) 460-4004 for more information!

Kinderly Murphy at ON Q Home Loans (NMLS #1933884)

Greg Riordan cares about the people that choose to trust him with the biggest asset in their lives….Their home.


Greg will give straight, honest answers with exceptional advice whether it comes to refinancing your home to pay off debt, lower rates, or purchase your first or next dream home.


You'll get insight on options and strategies that best suit your investment's needs.

Producing Branch Manager

Greg Riordan is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Greg is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Greg at (928) 427-5156 for more information!

Greg Riordan at ON Q Home Loans (NMLS #832841)

Navigating the home loan process doesn't have to feel overwhelming—it should feel empowering. Whether you're a first-time buyer or a seasoned homeowner, I'm here to guide you every step of the way with the expertise and clarity you deserve.


With years of lending experience and the support of On Q Home Loans' Mortgages Simplified™ process, I focus on making your journey smooth, efficient, and stress-free. I believe great service starts with honesty, clear communication, and being available when you need it—because questions don't always come up during business hours.


My goal is simple: to earn your trust not just for this transaction, but for every home financing need you have in the future.

Producing Area Manager

Paul Anderson is your Chicago local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (208) 794-2830 for more information!

Paul Anderson at ON Q Home Loans (NMLS #182954)

Chicago

<footer class="footer-container">
        <div class="footer-content">
          <div class="content-wrapper">
            <div class="links-container">
              <div class="contact-info">
                <div class="logo-wrapper">
                  <a href="https://onqhomeloans.com/locations/">
                    <img src="https://images-cs.rate.com/v3/assets/blt2995755637cf670b/blt1345e9a5d5a4563b/onq-logo.png" alt="On Q HomeLoans" width="424" height="64" decoding="async" loading="lazy" class="footer-logo" srcset="https://images-cs.rate.com/v3/assets/blt2995755637cf670b/blt1345e9a5d5a4563b/onq-logo.png 424w, https://images-cs.rate.com/v3/assets/blt2995755637cf670b/bltdeb3efb923cf4a6c/onq-logo-150x23.png 150w" sizes="auto, (max-width: 424px) 100vw, 424px" />
                  </a>
                  <p>On Q Home Loans' passion is to simplify the mortgage process and make the dream of homeownership a reality – for everyone.</p>
                </div>
                <div class="contact-details">
                  <h4>CONTACT US</h4>
                  <p>
                    <a href="tel:1-844-874-3885">Toll Free: 844-874-3885</a>
                  </p>
                  <p class="office-time">
                    M-F 8:30 am - 5:30 pm MST (AZ)  
                  </p>
                </div>
              </div>
              <div class="link-columns">
                <div class="column">
                  <h4 class="column-label">MORTGAGES</h4>
                  <a href="https://onqhomeloans.com/mortgage-calculator/" data-ya-track="link#">Mortgage Calculator</a>
                  <a href="https://onqhomeloans.com/home-loans/" data-ya-track="link#">Mortgage Options</a>
                  <a href="https://onqhomeloans.com/home-buying/welcome-to-your-home-buying-journey/" data-ya-track="link#">First Time Homebuyers</a>
                  <a href="https://onqhomeloans.com/realtor/why-realtors-work-with-on-q-financial/" data-ya-track="link#">Realtors</a>
                </div>
                <div class="column">
                  <h4 class="column-label">COMPANY</h4>
                  <a href="https://rate.com/servicing" data-ya-track="link#">Make a Payment</a>
                  <a href="https://onqhomeloans.com/about-us/" data-ya-track="link#">About Us</a>
                  <a href="https://onqhomeloans.com/about/careers/" data-ya-track="link#">Careers</a>
                  <a href="https://onqhomeloans.com/contact-us/" data-ya-track="link#">Contact Us</a>
                </div>
                <div class="column">
                  <h4 class="column-label">LEGAL</h4>
                  <a href="https://onqhomeloans.com/accessibility/" data-ya-track="link#">Accessibility</a>
                  <a href="https://onqhomeloans.com/licensing/" data-ya-track="link#">Licensing Information</a>
                  <a href="https://onqhomeloans.com/disclaimer/" data-ya-track="link#">Disclaimer</a>
                  <a href="https://onqhomeloans.com/privacy/" data-ya-track="link#">Privacy Policies</a>
                  <a href="https://onqhomeloans.com/sms-terms/" data-ya-track="link#">SMS Terms</a>
                  <a href="https://onqhomeloans.com/notice-to-vendor/" data-ya-track="link#">Notice to Vendors</a>
                  <a href="https://onqhomeloans.com/terms-of-use-privacy-policy/" data-ya-track="link#">Terms of use</a>
                  <a href="http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611" data-ya-track="link#">NMLS Consumer Access</a>
                  <a href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/554e9cc0-0cf1-450a-be6b-591d7997b2d7" data-ya-track="link#">DO NOT SELL MY INFORMATION</a>
                </div>
              </div>
            </div>
          </div>

          <div class="copyright-container">
              <div class="copyright">
                <p>Copyright © 2026 Guaranteed Rate, Inc. D/B/A On Q Home Loans. NMLS License #2611. All rights reserved.</p>
                <div class="equal-housing-logo">
                  <img src="https://images-cs.rate.com/v3/assets/blt2995755637cf670b/blt0e3eeafeb10bb056/equal-housing-lender-onq.svg" alt="Equal Housing Lender" />
                </div>
                <p>This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site.</p>
                <p>Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact On Q Home Loans for current rates and for more information.</p>
                <p>• AZ: Mortgage Banker License #0907078 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • GA: Residential Mortgage Licensee #20973 • OH: MB 804160 • OR: Licensed and Regulated by the Department of Consumer and Business Services • WA: Consumer Loan Company License CL-2611</p>
                <p>For licensing information, go to: <a href="https://nmlsconsumeraccess.org" class="copyright-link">www.nmlsconsumeraccess.org</a>. </p>
                <p>3940 N Ravenswood Ave, Chicago, IL 60613</p>
                <p>Operating as Guaranteed Rate, Inc. D/B/A OnQ Home Loans in Arizona and Oregon.</p>
                <p>If you are a California resident, please review our <a href="https://onqhomeloans.com/privacy/" class="copyright-link">Privacy Policy</a> to learn more about the categories and business purpose of personal information we may collect and your right to opt out from the sale of personal information.</p>
              </div>
            </div>
        </div>
</footer>

7 Loan Officers Chicago, IL