About Jeanne Rackers
In the last 34 years, I have helped thousands of people achieve the dream of owning their own home or investing in real estate. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. As market conditions and mortgage programs change frequently, you need to make sure you're dealing with a professional who you can count on to give you quick and accurate advice. I have the knowledge and expertise you need to explore the many program options available. I began my career in June 1990 in Des Moines, IA. I have worked with the largest mortgage lenders for almost 20 years. I knew that I wanted to be part of a team that cared about the clients as much as I did. That is the main reason I came to On Q Home Loans. I offer personalized mortgage solutions, customized quotes, and integrity-based service. I am married to Kent Rackers, a retired CW4 in the Missouri National Guard, US Army. We have a daughter, Mandy McMahon, and her husband, Sean, who reside in Greenville, SC. We have a son, Logan Rackers, and his wife, Misty, along with our two grandsons, Wyatt and Elijah, who reside in Altus, OK. To complete our family, we have a dog named Charli, a chocolate Labradoodle. We love spending time with our children, families, church families, traveling, boating and water sports. We built our home in Sunrise Beach 10 years ago, and we love living on the lake. I am a Member of the Bagnell Dam Association of REALTORS®., Lake of the Ozarks Board of REALTORS®, I have served on numerous committees and currently serve on 2 Committees with the Bagnell Dam Association of REALTORS®. I'm an active member of the Ladies Auxiliary No. 9273 of Our Lady of the Lake Knights of Columbus. I am a leader and a donor to the American Red Cross. I am a co-founder and active volunteer with Suits For Soldiers Lake Of The Ozarks and The Elks Lodge #2517. My job is more than taking an order for a mortgage loan application, whether over the phone, in person, or through my website. It is all about listening to my clients' needs and asking the right questions. I will find the best path to achieve your goals, explain the loan programs and all the details of your loan, and be with you every step of the way, even after the closing.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. On Q Home Loans cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact On Q Home Loans for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. On Q Home Loans does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by On Q Home Loans. On Q Home Loans its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 2140 Bagnell Dam Blvd, Suite 202 Lake Ozark MO, 65049
