Michelle Cobb has been a dedicated advocate for homebuyers since 2004. She is passionate about empowering consumers through education about the home-buying process. Michelle believes that informed buyers make confident decisions, and she strives to equip her clients with the knowledge they need before starting their home search.


Michelle assesses each client's unique situation, helping them navigate the often complex landscape of mortgage financing. She emphasizes a personalized approach, starting with where clients are and guiding them toward their mortgage goals, including preapproval and any down payment assistance options. She ensures that her clients receive the best possible financing tailored to their needs.


Michelle's genuine desire to help others makes her an invaluable asset to her clients and her team.

VP of Mortgage Lending

Michelle Cobb is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (704) 214-1740 for more information!

Michelle Cobb at ON Q Home Loans (NMLS #107590)

As the wife of a Major League Baseball player, René navigated 30 moves quickly and efficiently, giving her a deep understanding of the unique stresses that come with buying, selling, and securing a mortgage.


Now proudly serving clients in Florida, Georgia, South Carolina, North Carolina, and Tennessee, she brings both personal relocation experience and regional market expertise to every transaction.


A passionate mortgage consultant dedicated to her clients and community, René is known for her professionalism, warmth, and unwavering care. Guided by faith and strong values, she offers wisdom, steady support, and a solutions-focused approach—fostering positivity and confidence every step of the way.

Rene Taubensee is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Rene is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rene at (407) 342-0349 for more information!

Rene Taubensee at ON Q Home Loans (NMLS #2553767)

I understand that the home loan process can be stressful and often an overwhelming experience. Whether I am working with a first-time buyer or a seasoned borrower, I rely on my years of lending expertise to guide you through On Q Home Loans' Mortgages Simplified™ process. I pride myself on my honesty, open communication, and accessibility. I make myself available to my clients even outside of regular business hours. My number one goal is to become your trusted mortgage consultant for life by providing an unparalleled level of service.

Josh Senter is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (803) 969-0692 for more information!

Josh Senter at ON Q Home Loans (NMLS #2439398)

Hi! I'm Ben Ingle, a Branch Manager in North Carolina, and I believe communication is key.


You shouldn't be left wondering about your loan's progress. That's why I always make myself available to my clients.


I have the expertise to help whether you're purchasing a new build, refinancing, or downsizing. No matter your situation, there's an array of options when it comes to home loans.


I'm here to help you kick your worries out the window! What are you waiting for? It only takes a few minutes to apply.

Producing Regional Manager

Ben Ingle is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Ben is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ben at (704) 916-7700 for more information!

Ben Ingle at ON Q Home Loans (NMLS #58197)

Scott Phillips is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (704) 214-3332 for more information!

Scott Phillips at ON Q Home Loans (NMLS #1112222)

Diane Phillips is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Diane is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Diane at (704) 214-3344 for more information!

Diane Phillips at ON Q Home Loans (NMLS #107944)

Born and raised in South Carolina, I have spent the last seven years living bicoastally between South Carolina and California, giving me a unique perspective on real estate markets, homeownership opportunities, and the financial goals of borrowers from all walks of life.


My experience in building, construction, real estate, and mortgage lending spans nearly two decades, dating back to 2007. Having worked in multiple areas of the housing industry that includes residentional and senior living communities, I understand that a mortgage is more than just a loan—it is often the key to building wealth, creating stability, and establishing a legacy for future generations.


Whether you are purchasing your first home, upgrading to your dream home, looking to access your equity in the home, investing in real estate, refinancing, building a home, or exploring options to access your home's equity, my goal is to provide education, transparency, and guidance every step of the way. I believe informed borrowers make the best decisions, and I am committed to helping clients understand their options rather than simply focusing on interest rates.


As a VP of Mortgage Lending with ONQ Home Loans, I am passionate about helping individuals and families navigate the home financing process with confidence. I work with first-time homebuyers, move-up buyers, real estate investors, veterans, and homeowners seeking refinancing or home equity solutions.


Outside of work, I am an avid volunteer and have spent years serving my community through housing initiatives, senior advocacy, disaster response efforts, mentoring, and charitable outreach programs. Service has always been at the center of who I am, both personally and professionally.


My mission is simple: to help you become a successful homeowner, real estate investor, or financially empowered borrower while providing the education and support needed to achieve your goals.

Travise Smith is your Kings Mountain local lender. As a loan officer at OnQ Home Loans, one of the largest retail mortgage lenders in the United States, Travise is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Travise at (864) 881-0746 for more information!

Travise Smith at ON Q Home Loans (NMLS #2632847)

Kings Mountain

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7 Loan Officers Kings Mountain, NC