Derek Wetzel

easy to work with

Minimum of 10 characters

Easy and simple.

Everyone was communicative and FAST. I didn't know what I was doing so it was good to have Danielle take a closer look at my financial docs to see if we qualified. Derek worked on the weekend. Nicole worked with Ben on the student loan stuff. Everything was above and beyond. So grateful.

The Wetzel team was always available for any questions and made the process so comfortable and smooth. They were also incredibly supportive and I greatly appreciate that!

I recently completed a refinance on my home through ONQ Financial, and I couldn’t be more pleased with the experience. From start to finish, Derek and his team — Julie and Danielle — were absolutely outstanding. They guided me through every step of the process with professionalism, patience, and clear communication. Derek was incredibly knowledgeable and always available to answer my questions, no matter how big or small. Julie and Danielle were equally fantastic — organized, responsive, and truly on top of everything. What stood out most was how smooth and stress-free they made the entire refinance process. They worked efficiently, kept me informed, and went above and beyond to ensure we met all deadlines with ease. It’s rare to find a team that is both highly competent and genuinely caring — and that’s exactly what I found with Derek and his team. I highly recommend ONQ Financial to anyone considering a refinance or home loan. Their level of service and dedication is truly top-notch!

Derek and his team went above and beyond on this transaction! I highly recommend and will be using them for all future transactions!

Derek and his team went above and beyond with all their hard work! Derek's attention to detail and communication was far above par! Highly recommend and will definitely be using him for future deals!

So, I have a unique income situation and in 2024 two companies said for sure we can get you "pre-apprroved" after I told them our income structure long story short both companies wasted two months each, pulled our credit for a zero result...this year as we intend to build a new house, we went with the Home Builders recommendation for a lender....3 months later same exact result! So our CPA recommended Derek & his company. Caleed Derek and once again tried to explain our income structure, SHOCKER Derek explained the type of different laons we could get, went with his "assests" refiniance cash-out of our current home, 3 weeks later boom! funded. Derek and everyone on his TEAM we so nice, friendly and VERY helpful, what a breath of fresh air after our prior 3 experiences! we would recommend Derek his team and On Q Home Loans to anyone that asked how did we finely get funded for our new build, THANK YOU Derek!

So, I have a unique income situation and in 2024 two companies said for sure we can get you "pre-apprroved" after I told them our income structure long story short both companies wasted two months each, pulled our credit for a zero result...this year as we intend to build a new house, we went with the Home Builders recommendation for a lender....3 months later same exact result! So our CPA recommended Derek & his company. Caleed Derek and once again tried to explain our income structure, SHOCKER Derek explained the type of different laons we could get, went with his "assests" refiniance cash-out of our current home, 3 weeks later boom! funded. Derek and everyone on his TEAM we so nice, friendly and VERY helpful, what a breath of fresh air after our prior 3 experiences! we would recommend Derek his team and On Q Home Loans to anyone that asked how did we finely get funded for our new build, THANK YOU Derek!

So, I have a unique income situation and in 2024 two companies said for sure we can get you "pre-apprroved" after I told them our income structure long story short both companies wasted two months each, pulled our credit for a zero result...this year as we intend to build a new house, we went with the Home Builders recommendation for a lender....3 months later same exact result! So our CPA recommended Derek & his company. Caleed Derek and once again tried to explain our income structure, SHOCKER Derek explained the type of different laons we could get, went with his "assests" refiniance cash-out of our current home, 3 weeks later boom! funded. Derek and everyone on his TEAM we so nice, friendly and VERY helpful, what a breath of fresh air after our prior 3 experiences! we would recommend Derek his team and On Q Home Loans to anyone that asked how did we finely get funded for our new build, THANK YOU Derek!

Everyone was courteous, professional and prompt.