About Brian Zapoticzny
Brian Zapoticzny and his team at On Q Home Loans are committed to taking phenomenal care of anyone looking to purchase or refinance a home. Brian has been a Mortgage Consultant since 2015, and worked in the real estate industry since 2005. His career experience also includes finance, accounting, marketing, and sales for three Fortune 500 companies. "Mortgages Simplified" is what On Q Home Loans strives to deliver for each and every customer. By listening to his clients' concerns, goals, and dreams, Brian and his team are able to successfully navigate their clients through the mortgage process, from start to finish. Brian's relational style is anchored with integrity, honesty, and a work ethic that continually builds trust – and clients for life. On Q Home Loans offers a wide range of loan programs to fit just about every need. Honest and caring communication, innovation, and accountability are core to the On Q Home Loans culture – and to delivering the exceptional customer experience you deserve. You have many choices when selecting a lender. Give On Q Home Loans the opportunity to serve you and deliver a smooth, on-time closing – you'll be glad you did! Brian was born in New Jersey, raised in San Diego, and graduated from UCLA (which included 1 full year studying abroad in Madrid, Spain.) He began his career in the San Francisco Bay Area, before moving to Arizona in 2003. Brian and his wife Dana have 2 young daughters and live in North Phoenix. When not at their daughters' dance studio or school activities, they enjoy traveling as a family, and spending time with friends. Brian enjoys playing many sports, and avidly follows pro tennis, soccer, and golf.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. On Q Home Loans cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact On Q Home Loans for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. On Q Home Loans does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by On Q Home Loans. On Q Home Loans its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 14275 N. 87th Street, Suite 210-B Scottsdale AZ, 85260
