Only certain corporate officers of Guaranteed Rate, Inc. D/B/A On Q Home Loans have the authority to enter into contracts on behalf of the company. Employees of Guaranteed Rate, Inc. D/B/A On Q Home Loans who do not hold corporate office, including branch managers and loan originators, do not have any authority to contract on behalf of the company. Guaranteed Rate, Inc. D/B/A On Q Home Loans reserves the right to rescind any contracts entered into by an employee lacking authority and any vendor or service provider who enters into a contract with any such employee does so at their own risk.
Best in class service



Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Home Loans!
Kevin D.
Love On Q Home Loans. They are professional, nice, thorough and have tremendous follow through. Every single person I worked with was terrific. I highly recommend them.
Debra K.
On Q Home Loans goes the extra mile. I’ve used them twice and each time I got a better interest rate than I originally expected because of their diligence.
Ann H.
On Q Home Loans are a group of professional mortgage folks that go beyond the initial application. Each step of the process various people specialize in helping make the mortgage come to fruition. We are very pleased with the help we received and would recommend them to anyone looking for a mortgage.
Ron S.
On Q Home Loans was referred to me and I can see why. They made the process very easy for me. They are very Professional, kept me informed and had a great sense of humor. Having moved from another state recently the comfort I had with them was enormous. I highly recommend them.